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Choosing to get an insurance policy for your business, be it big or small, is a vital step towards achieving success in your field. Business insurance is an extremely important safety net in the event of unforeseen and usually unfortunate circumstances. Small entrepreneurs too often overlook the fact that one of the most efficient ways to spend their money and protect their property, is insurance. These are some of the most sought after types of business insurance that small entrepreneurs should consider. General Liability Insurance
Liability insurance is essential. Every business, even home-based, should have this insurance policy. This insurance type covers the inclusion of both defense and damages in case you, your employees, or your products or services caused bodily injury or damage to a third party property. Property Insurance If you own a building, or a business with a covered personal property with office equipment, inventory, or computers, you must prioritize having property insurance. This policy will help protect you in the event of a fire, vandalism, theft, smoke damage, and other covered peril. You can expand this insurance by also getting business interruption to protect your potential income if your business is forced to shut down due to damage. Commercial Auto Insurance This policy will safeguard your business’ vehicle. Commercial auto insurance can protect cars that accompany employees, products, or equipment. Suppose you don’t operate and own any company vehicles, but an employee of yours uses their own for work. In that case, you should get a non-owned auto liability so that the company will be protected if that employee happens to have no insurance of their own. Business Owner’s Policy A business owner’s policy is a vital coverage to any business as it packages all actual content your business may need. Its comprehensive feature carries the inclusion of business interruption insurance, property insurance, auto insurance, liability insurance, and crime insurance all in one. The good thing is that you can customize the terms in this policy to suit your business needs. Worker’s Compensation This coverage type will provide the needed compensation for an employee who sustained a bodily injury while on duty. It gives a wage replacement and shoulders the medical bills for the injured worker. The compliance with this type of agreement means the employee will give up his right to file a lawsuit to his employer due to the incident. Feeling overwhelmed? We totally get it. Luckily, you are in the right place. At Synergy Insurance Group, we provide comprehensive insurance policies that make your life easier. We do the heavy lifting. We translate all that complicated insurance lingo, we review your policies with a fine-toothed comb, and we make sure you know exactly what you are signing. And the kicker, enlisting the help of an Insurance Agency like SIG will almost always cost you LESS than getting insurance direct from an insurance company. A computer just can't tailor your insurance like a fellow human being can and you will never be just a number to us. So let's do this. We are ready to get you the best possible insurance at the best possible price. And if we can't, no pressure. Ever. You can get more information about our products and services by calling our agency at (763) 797-9999, emailing us at contact@trustsynergy.com, or by CLICKING HERE to get your free quote.
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2520 Coon Rapids Blvd NW Suite 180 Coon Rapids, MN 55433 (763) 797-9999 Click Here to Email Us |
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