Synergy Insurance Group Blog
Owning a home is one of life's greatest achievements. You wait your entire adult life to finally live in a space that is actually yours, and the feeling you get when being handed those keys is truly unbeatable. But if you have ever purchased a home before, you know it can feel an awful lot like one of life's other great achievements - running a marathon. It can be so gruelingly long, arduously nerve-racking , and often just straight painful.
But obtaining the absolute best insurance for your beloved home doesn't have to make that uphill battle even steeper. Getting insurance specialists to help you find the best homeowners insurance is like having a great trainer, the best running shoes, and friends to cheer you on along the way. We share a bit of the weight to make the entire homeowning-marathon just that much easier for you, and that can make all the difference.
What if you are done with those buying-marathons for a while and want to stick with the house you've got? Great! We show up diligently for that too. We will continually make sure you have the best coverages, year after year.
The Basics of Home Insurance
Also called homeowners insurance, home insurance policies provide coverage for destruction and damage, loss or theft, and personal liability. Additionally, policies are customizable and can be tailored to suit one’s needs and budget.
The Basic Levels of Coverage
As said, home insurance can be tailored to one’s needs and budget. Of course, the least expensive likely has the least coverage.
Generally, insurance agencies offer three basic levels of coverage. These are actual cash value, replacement cost, and extended replacement cost.
Most Popular Home Insurance Policy
Additional to the levels of coverage, insurance providers also offer different types of home insurance policies. Although most of them are standard throughout the country, some providers offer slightly different packages or use other names.
Among the different types of home insurance, HO-3 is the most popular. HO-3 provides property coverage, coverage to personal belongings, and personal liability coverage.
Additionally, it is also the type with the broadest coverage, which protects the house from sixteen different disasters, including:
The best homeowner's coverage at the best price is right around the corner and we can help.
We totally get it. Luckily, you are in the right place.
At Synergy Insurance Group, we provide comprehensive insurance policies that make your life easier. We do the heavy lifting. We translate all that complicated insurance lingo, we review your policies with a fine-toothed comb, and we make sure you know exactly what you are signing. And the kicker, enlisting the help of an Insurance Agency like SIG will almost always cost you LESS than getting insurance direct from an insurance company. A computer just can't tailor your insurance like a fellow human being can and you will never be just a number to us.
So let's do this. We are ready to get you the best possible insurance at the best possible price. And if we can't, no pressure. Ever. You can get more information about our products and services by calling our agency at (763) 797-9999, emailing us at firstname.lastname@example.org, or by CLICKING HERE to get your free quote.
We are licensed in Minnesota, Iowa, Michigan, North Dakota and Wisconsin.
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